When it comes to adding value to a property, renovations are one of the most popular ways to maximise the value of your home – and can be very lucrative when it comes time to sell. Before embarking on a renovation project, it’s important to budget. Often times there are unexpected costs that can blow…
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When you’re paying off a mortgage, budgets matter. Knowing how much money is coming in and going out will not only help you manage your monthly repayments, it will also ease stress and give you confidence in your financial situation. So what makes a good budget? Here are three tips to organise your finances. Track…
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It’s easy to become comfortable with your home loan, especially when you’ve had the same one for many years. While this can be a good sign to show that you’re happy with the loan you have, it could also mean you’re missing out on savings. As life becomes busier, you might not think to review…
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With so many factors to consider when taking out a home loan, it’s not uncommon for people to confuse lenders mortgage insurance (LMI) with mortgage protection insurance. Where mortgage protection insurance protects you – the borrower – in the event circumstances prevent you from being able to repay your loan, such as an accident, illness…
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When you have multiple debts, it’s not only a challenging task to keep them under control, it can become a big stress on you and your family. Managing different interest rates, as well as varying minimum repayment amounts and repayment due dates, can be overwhelming and most of all, expensive. If you’re holding debts with…
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