When you take out a loan, you will (hopefully) have a plan in place for how you’ll pay it off. But life doesn’t always go according to plan—you might lose your job, or have to take extended time off due to illness. This can put a spanner in the works and affect your ability to…
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Undoubtedly, home buyers want to get the best mortgage rates, yet there’s also hesitancy around refinancing. Some people think it’s going to be a complicated and drawn out process, with the work needing to be done outweighing the benefits. After all, there were enough forms to fill out and terms and conditions to study the…
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If you’re experiencing mortgage stress, you’re certainly not alone. Around 17% of Australians currently have to spend 30% or more of their income to pay off their mortgage. It’s a less than desirable category to be in, so finding a better home loan rate is crucial to avoiding mortgage stress. However a recent survey of…
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For both buyers and sellers, an auction can be a stressful occasion. It can move so quickly that you don’t fully register what is happening until afterwards. For potential buyers, this can mean getting swept up in the drama and bidding more than you can afford. To stay grounded on the day, there are several…
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If you haven’t worked with a mortgage broker, you might be unsure how they can help you, what the process is, and perhaps even what they actually do. Mortgage brokers are experts in the lending market, spending their time researching and comparing rates so they’ll know which lender is the right match for you (including…
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