If you have taken out a home loan and have been paying it off for some time, you may have access to some equity in your home. So, what is equity? Explained simply, equity is the difference between the value of your property (usually market value) and the amount that is owed on it. For…
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Buying your first home is a great achievement. Understanding the extra fees and costs of buying your home, that can surprise some buyers, helps to make the experience as straightforward and enjoyable as possible. Be aware not all home loans are as transparent as they first appear and hidden or unexpected fees can often apply.…
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Even though we spend a great deal of time working with home loans, our brokers are a useful resource when you’re looking to borrow funds for other purposes. It’s our job to explore your options, identify the loans that support your specific needs, negotiate on your behalf with the lender, and then help you through…
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When it comes to financing your next property purchase, it’s becoming more and more confusing with banks continually updating their own individual lending criteria. A mortgage broker can not only help you secure the right loan, they can help you understand the complexities of the current market. Here’s just three things they can do. They’ll…
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Presenting your home for sale It can be challenging to make your home look fresh and inviting in the depths of a rainy winter. When you’re selling and getting ready for open for inspections, use these tips to get your house looking buyer-ready. Make a good impression First impressions count with buyers so it’s important…
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