Your home loan is most likely stretched over a period of 25-30 years, and interest rates will almost certainly fluctuate significantly over the life of your loan. Just look at how things have changed in the last 10 years – the Reserve Bank’s cash rate has fluctuated between 2.00 per cent and 7.25 per cent.…
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The ins and outs of negative gearing Although experienced investors probably know all about negative gearing, there are many Australians left scratching their heads. What is negative gearing and how does it work? Let’s take a look at the basics. What is it? When you buy an investment property and you take all income and…
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Since restrictions on lending have come into play, buying property might seem a little bit more challenging. There are still investment opportunities across the country and buying property continues to be an achievable goal. Here are some tips if you’re preparing to buy in 2016. Do your homework Spend some time researching before you embark…
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How to get auction ready It makes more sense today than ever before for home buyers to talk to a broker about securing their next property. Things are getting more complex every day with banks consistently changing interest rates and altering lending criteria in response to regulatory changes. This means that what’s right for one…
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The ultimate goal of many property investors is to make a profit when the time comes to sell. For many property owners, renovating to add value might seem like a simple enough concept, but the reality is that it not only takes money, it takes knowledge and skill. We had a look at what it…
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