Presenting your home for sale It can be challenging to make your home look fresh and inviting in the depths of a rainy winter. When you’re selling and getting ready for open for inspections, use these tips to get your house looking buyer-ready. Make a good impression First impressions count with buyers so it’s important…
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Interest only is exactly what it says it is: it’s a loan product that allows you to repay the interest accrued on the loan. During an interest only period, you don’t pay off any of the principal loan amount. The main benefit of an interest only loan is that your repayments are lower, however, in…
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Interest rates may drop further – or they might stay stable. One thing that is for certain is that they will rise again at one point or another. At the moment interest rates are as competitive as we can remember them. With interest rates so low, choosing between fixed and variable loan products can be…
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Your home loan is most likely stretched over a period of 25-30 years, and interest rates will almost certainly fluctuate significantly over the life of your loan. Just look at how things have changed in the last 10 years – the Reserve Bank’s cash rate has fluctuated between 2.00 per cent and 7.25 per cent.…
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The ins and outs of negative gearing Although experienced investors probably know all about negative gearing, there are many Australians left scratching their heads. What is negative gearing and how does it work? Let’s take a look at the basics. What is it? When you buy an investment property and you take all income and…
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